Investing is constantly evolving, and 2025 is no exception. With innovative financial products, tech-driven platforms, and changing market conditions, investors have a wide range of options to grow their wealth. Here are some of the best investing products to consider right now.
1. High-Yield Savings and CDs
With interest rates remaining competitive, high-yield savings accounts and certificates of deposit (CDs) offer a safe way to earn a stable return on cash reserves. Some top options include:
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Marcus by Goldman Sachs – High APY with no fees.
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Ally Bank High-Yield Savings – Offers competitive rates with great online banking features.
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Capital One 360 Performance Savings – A trusted option with easy account management.
2. Dividend Growth Stocks and ETFs
For investors looking for consistent income, dividend-paying stocks and ETFs remain a solid choice. Some top picks include:
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Vanguard Dividend Appreciation ETF (VIG) – Focuses on companies with a strong track record of dividend growth.
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Schwab U.S. Dividend Equity ETF (SCHD) – Offers high dividend yields with a balanced risk profile.
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ProShares S&P 500 Dividend Aristocrats ETF (NOBL) – Invests in companies that have consistently raised dividends for decades.
3. Artificial Intelligence (AI) and Tech Investments
AI continues to revolutionize industries, making AI-focused funds and stocks attractive investments in 2025. Notable options include:
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Global X Artificial Intelligence & Technology ETF (AIQ) – Provides exposure to leading AI-driven companies.
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Nvidia (NVDA) – A leader in AI chips and cloud computing solutions.
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ARK Innovation ETF (ARKK) – Invests in disruptive technologies, including AI and robotics.
4. Real Estate Investment Trusts (REITs)
For investors looking for real estate exposure without the hassle of property management, REITs remain a great option. Top-performing REITs include:
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Realty Income Corp (O) – Known for its consistent monthly dividend payouts.
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Vanguard Real Estate ETF (VNQ) – A diversified REIT ETF with strong historical returns.
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Digital Realty Trust (DLR) – Specializes in data center real estate, benefiting from AI and cloud growth.
5. Alternative Investments
Beyond traditional stocks and bonds, alternative investments can provide diversification and higher returns. Some trending options in 2025 include:
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Fundrise – A platform for investing in private real estate deals.
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Yieldstreet – Offers alternative asset investments, including private credit and legal finance.
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Masterworks – Enables fractional investing in high-value artwork.
6. Cryptocurrency and Blockchain Investments
Cryptocurrency remains a popular asset class, and blockchain technology is expanding. Some of the best crypto-related investment options include:
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Bitcoin ETFs (BITO, IBIT, GBTC) – Provides exposure to Bitcoin without direct ownership.
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Ethereum (ETH) – A major player in smart contracts and decentralized applications.
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Coinbase (COIN) Stock – A leading cryptocurrency exchange platform with strong market positioning.
7. ESG and Sustainable Investing
With growing interest in sustainability, environmental, social, and governance (ESG) investing continues to rise. Some top funds include:
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iShares ESG Aware MSCI USA ETF (ESGU) – Invests in socially responsible companies.
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Vanguard FTSE Social Index Fund (VFTAX) – Focuses on companies with strong ESG practices.
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NextEra Energy (NEE) – A renewable energy leader with a strong growth outlook.
8. Robo-Advisors and Automated Investing
For hands-off investors, robo-advisors provide an easy way to manage investments with minimal effort. Top choices include:
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Wealthfront – Offers low fees and tax-efficient strategies.
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Betterment – Great for goal-based investing with automated portfolio rebalancing.
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M1 Finance – A hybrid robo-advisor that allows customizable portfolios.
Final Thoughts
The best investing products of March 31, 2025, cater to a wide range of investors, from those seeking stability to those embracing high-growth opportunities. Whether you're looking for dividend income, AI-driven tech, real estate exposure, or alternative investments, these options provide strong potential for building wealth in 2025 and beyond. Always conduct thorough research and consider your risk tolerance before investing.